The Ultimate Guide to Buying Property in Spain

Here we have created Your Step-by-Step Roadmap to Owning a Home in the Sun.

Dreaming of a second home in Spain? Thinking about relocating, investing, or retiring in the sun? Buying property in Spain is easier than you might think—with the right guidance.

At Your Move Spain, we help buyers from all over the world find their ideal property across the Costa Blanca, Costa Cálida, and Costa del Sol. Here’s everything you need to know to buy confidently and legally.

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Step 1: Define Your Ideal Property

Before you begin your search, it’s important to clarify what you’re looking for:

• Location – The Most Important part, Do you want to be Beachfront, golf resort, city center, countryside?

• Property type – Apartment, townhouse, villa, new build or resale?

• Budget – Include purchase price and approx. 12–14% for buying costs

• Purpose – Holiday home, investment, permanent move, retirement?

• Timeframe – When would you like to complete the purchase?

We’ll help you match your goals with the best areas and properties available.

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Step 2: Get Your NIE Number

The Número de Identidad de Extranjero (NIE) is a mandatory ID number for foreigners buying property in Spain. It’s required for:

    •    Buying property
    •    Opening a Spanish bank account
    •    Setting up utilities
    •    Signing legal documents

We can assist you in applying for your NIE locally or from your home country.

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Step 3: Understand the Costs Involved

When buying property in Spain, you should budget for approximately 12–14% in additional costs, including:

• Property Transfer Tax (ITP) – 8–10% on resale properties (varies by region)

• VAT (IVA) – 10% on new build properties

• Notary and Land Registry fees – ~1.5%

• Legal fees – ~1% (recommended)

• Mortgage setup fees (if applicable)

We’ll give you a full breakdown of all estimated costs based on your chosen property.

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Step 4: Arrange Legal Representation

A qualified independent solicitor (abogado) will ensure:

    •    The property is free of debts and legal issues
    •    All paperwork and licenses are in order
    •    Your contract protects your interests
    •    Funds are transferred securely

We work closely with trusted legal partners who speak your language.

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Step 5: Find the Right Property

Now comes the exciting part: finding your dream home!

    •    Browse our selection of coastal villas, golf homes, new builds, and off-market listings
    •    Arrange in-person or virtual viewings
    •    Receive honest advice and property reports

We won’t waste your time, you will just be shown properties that meet your criteria.

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Step 6: Make an Offer & Sign a Reservation Contract

Once you’ve found the right property, the process typically follows:

1. Reservation Contract – A small deposit (usually €3,000–€6,000) to take the property off the market

2. Due diligence – Your solicitor checks legal status and documentation

3. Private Purchase Contract – A 10% deposit is usually paid, and the completion date is set

4. Final Deed Signing (Escritura Pública) – Signed at a notary with final payment

You now receive the keys and become the legal owner!

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Step 7: After-Sale Services

We assist with:

    •    Setting up utilities and community fees
    •    Helping you register the property in your name
    •    Introducing trusted currency exchange services
    •    Managing furniture, renovation, or rental options

We’re here long after the sale is complete.

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Why Buy With Your Move Spain?

• Trusted, experienced bilingual agents

• Full support from search to signing

• Strong local knowledge across Spain’s top coasts

• Transparent advice with no pressure sales

• Exclusive access to off-market and developer deals

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Start Your Spanish Property Journey Today

Whether you’re looking for a holiday apartment in the Costa Blanca, a luxury villa in the Costa del Sol, or an investment in the Costa Cálida, Your Move Spain is here to help you every step of the way.